Wednesday, January 30, 2008

A Structured Settlement Sale Can Help Avoid Foreclosure on Your Home

Filed under: Structured Settlement — Structured Settlement Expert @ 2:10 pm

When a personal injury case is settled out of court it is often done so through the arrangement of a structured settlement. A structured settlement is a payment arrangement wherein a settlement recipient receives their money through payments over time rather than all at once. Such structured settlement payments are made through an annuity that is funded for this purpose and payments are sent on a regular basis to the recipient.

There may come a time, however, when a structured settlement recipient would rather have a lump sum of money to fund specific needs such as the purchase of a home. In fact, this may be one of the important uses for a structured settlement sale – especially if the structured settlement recipient and their family have fallen upon hard times. In this case, having the money in hand to purchase or save a home can be invaluable for the structured settlement recipient’s future.

By selling all or part of their future structured settlement payments recipients can receive a lump sum of money from the purchasing company; money they can use to fund important life events such as purchasing a home for themselves and their family, or avoiding foreclosure.

Popularity: 23% [?]

Tuesday, January 29, 2008

Structured Settlements Sales Can Change Lives

Filed under: Structured Settlements — Structured Settlement Expert @ 4:57 pm

Life can change in an instant; just when you have everything planned out, a corner is turned and suddenly everything is different. The lesson of life is being able to take these twists and turns and do what you can to make it fit your new reality. When injuries occur, however, the future can certainly be challenging. Those who are involved in a personal injury case may receive a financial settlement. And in many cases such financial settlements are paid through the terms of a structured settlement.

A structured settlement is a financial arrangement through which the recipient is paid their money through a series of payments instead of all at once. Such payments may generally work for recipients for some time as they know when their payments will arrive and how much they can expect – certainly a benefit for budgeting.

However, if structured settlement recipients at some point desire or require a lump sum of cash, they may choose to sell all or part of their future structured settlement payments. Purchasing companies will take possession of the portion of structured settlement that recipients wish to sell; in exchange, the purchasing company pays the recipient a lump sum of cash - cash that can be used for education expenses or debt settlement that can change the course of a family’s future.

Popularity: 42% [?]

Monday, January 28, 2008

The Flexibility of Structured Settlements

Filed under: Structured Settlements — Structured Settlement Expert @ 8:10 pm

The end result of a personal injury case may often be the creation of a structured settlement. Those claimants who are awarded a sum of money following a personal injury case may sometimes be given a lump sum, but sometimes they are given a structured settlement arrangement through which they receive payments on a scheduled basis.

Structured settlement payments are sent directly from a third party annuity that has been set up according to the terms of a settlement agreement. The responsible parties are held accountable for funding the annuity. The claimant is then sent their payments from the annuity throughout the life of the structured settlement.

While details regarding total amount, payment schedule, and payment amounts are decided upon at the creation of a structured settlement, there is still flexibility provided to the recipient. In fact, should a need or desire for a lump sum of cash arise – rather than the continued payment structure – the recipient can choose to seek the sale of their future structured settlement payments.

By selling all or part of their future structured settlement payments, recipients have the ability to procure a lump sum of cash through a purchasing company.

Popularity: 42% [?]

Saturday, January 26, 2008

The Possibilities of Structured Settlements

Filed under: Structured Settlements — Structured Settlement Expert @ 9:54 am

Oftentimes following a personal injury case those a plaintiff can be provided with a structured settlement arrangement. A structured settlement is a payment arrangement through which the recipient is paid the financial award through scheduled payments. Such payments are sent from a third party annuity that has been funded specifically for this reason by the responsible party; and the payments continue until the culmination of the structured settlement.

While recipients may often feel that they are locked into their payment schedule, the reality is that there are several possibilities that are open to them. If the desire is to receive a lump sum of cash rather than to continue receiving payments, recipients may choose to investigate the sale of their structured settlement payments.

In fact, recipients can choose to sell all of their future structured settlement payments or they may choose to sell just a part of their future structured settlement payments. In return, a purchasing company will pay the recipient a lump sum payout according to current market value.

Popularity: 41% [?]

Wednesday, January 23, 2008

The Legality of Selling Structured Settlements

Filed under: Structured Settlements — Structured Settlement Expert @ 4:23 pm

When a personal injury case ensues following an accident and injury, often the case is settled out of court and the claimant is given a financial settlement. The claimant may be given all of their settlement money at once, or sometimes a claimant will be given a structured settlement.

A structured settlement is a payment arrangement that defines the schedule over which the claimant will be given their money. So rather than the claimant receiving a one-time settlement payment, they are sent payments until the entirety of the structured settlement has been reached.

Should the recipient desire a lump sum of money down the road, however, they may begin to explore the possibility of selling all or part of their future structured settlement payments. However, they may also be hesitant as to the legality of such a sale.

The reality is that there is a legal mechanism that allows for the sale of structured. Purchasing companies will make a deal based on the current market value of the structured settlement – taking ownership of future structured settlement payments in exchange for a lump sum of money now.

Popularity: 23% [?]

Tuesday, January 22, 2008

Family Planning with a Structured Settlement Sale

Filed under: Structured Settlements — Structured Settlement Expert @ 4:35 pm

There are few among us who would not go to great lengths to protect the interests of our family – now and in the future; such realities are revealed in our college funds, health care policies, life insurance, and the like. As families change, many people will reexamine their finances to ensure that they are doing all they can to provide for their family’s future.

To that end, there are those who may decide at some point to sell all or part of their structured settlement payments in order to have cash on hand. Structured settlements are financial arrangements that are created following a personal injury case. While in the past the claimant may have been given a financial award all at once, today structured settlements are a common option.

Structured settlements recipients are sent scheduled payments from a third party annuity that is funded by the responsible party.

Should, however, the recipient desire to sell their structured settlement they can seek out a purchasing company that will turn over a cash payout in exchange for all or part of future payments. The seller then has the ability to have cash on hand to plan accordingly.

Popularity: 22% [?]

Monday, January 21, 2008

Structured Settlements: Untapped Cash

Filed under: Structured Settlements — Structured Settlement Expert @ 6:05 pm

Whenever we are in need of cash – for medical bills, debt payments, a housing purchase, renovations, education costs, etc. – we may turn to investments or savings to get the money that we need. In such times of financial need, however, it helps to keep in mind other, less traditional sources of cash – such as a structured settlement.

A structured settlement is often created following a personal injury settlement. Rather than the claimant being given the entirety of their settlement at once, they may be given a payment schedule known as a structured settlement. From that point on – throughout the life of the structured settlement – the claimant will receive scheduled payments.

However, a structured settlement can be a source of untapped cash for those who are facing particular financial needs. With the sale of future structured settlement payments, sellers can quickly have the cash they need in hand.

The process includes finding a reputable purchasing company that will pay cash in exchange for the structured settlement. Sellers are not even required to sell all of the structured settlement; rather, they can choose to sell partial payments or even a certain number of future payments.

Popularity: 45% [?]

Friday, January 18, 2008

Walking Through the Process of a Structured Settlement Sale

Filed under: Structured Settlements — Structured Settlement Expert @ 9:48 am

A structured settlement is merely a fancy title for a relatively simple financial arrangement which results from a personal injury case. When a case is settled out of court and a financial understanding has been reached the claimant is sometimes given a structured settlement in lieu of being given the entirety of their settlement at once. So instead paying out the award in cash, arrangements are made for the money to be given to the recipient in payments over time.

From then on – through the term of the structured settlement – the recipient is sent scheduled payments from a third party annuity that has been created for this specific purpose. On the other end, the party responsible for paying out this money is charged with funding the annuity.

This structured settlement arrangement is designed to work and to benefit all parties involved. But the courts can’t account for everything; and there may be instances when the structured settlement recipient would benefit from a lump sum of money in lieu of their payments, such as in the case of financial hardships, significant debt, and education expenses.

If approved by the courts, the structured settlement recipient may sell all or part of their future structured settlement payments in exchange for a lump sum of cash. The purchasing company will make an offer to buy the structured settlement. But the other responsibility of a reputable purchasing company is to walk their client through the sale process so that they are aware of what to expect.

Popularity: 21% [?]

Wednesday, January 16, 2008

Structured Settlement Sale When Ill

Filed under: Structured Settlement — Structured Settlements Pro @ 7:24 am

This video covers the sale of structured settlements when ill.





Popularity: 21% [?]

Tuesday, January 15, 2008

Selling a Structured Settlements When Medical Needs Change

Filed under: Structured Settlements — Structured Settlement Expert @ 7:35 pm

A personal injury case is a legal process that is the result of injuries sustained in an accident. When an injured party works with a personal injury attorney to seek financial amends for their injuries, the case can be settled out of court. However, if a structured settlement is negotiated the claimant may not be given the entirety of their settlement on the spot. Rather, they are given a financial arrangement that allows for the settlement money to be given to the claimant in payment installments funded by an annuity.

Because this is a case that involves injury, personal injury proceedings often result in enough funding to cover the inevitable medical bills. Oftentimes injured parties are not only faced with medical expenses associated with the accident and initial injury, but they are also faced with loss of wages, and ongoing medical expenses such as those associated with therapy and rehabilitation.

In most cases the payments received through a structured settlement will be adequate enough to meet these ongoing financial needs. But in the face of medical expenses – such as the need for a surgery down the road – the structured settlement recipient may find they are more in need of a lump sum of cash on hand.

In such a case, the structured settlement recipient may seek information on selling all or part of their future structured settlement payments so that they can have all the cash they need at their disposal. If approved by the courts, the structured settlement recipient can work with a purchasing company to exchange ownership of all or part of their future payments.

Popularity: 41% [?]